How Accidents Affect Car Prices

dispose a damaged car

You’re driving down the road, paying attention to your surroundings, and out of nowhere, a car clips your right rear fender. Somehow, you maintain control of the vehicle and manage to make your way off to the side of the road to assess the situation. Fortunately, everyone is okay, but … Read more

Auto Insurance Seeing Major Rate Increases Due to COVID

auto insurance covid rate increase

From toilet paper to a gallon of milk, it seems like just about everything got more expensive during the pandemic. Not car insurance, though; those prices actually fell for a while. Now that things are returning to normal, however, auto insurance agencies are introducing price hikes all over the place. … Read more

What is GAP Insurance Coverage?

gap insurance

Guaranteed Asset Protection or GAP coverage involves the difference between what you owe on a vehicle and what your insurer pays out when it is a total loss. It is a type of coverage easily neglected, but something every single new vehicle owner should have. With GAP insurance in place, … Read more

What Does Full Coverage Car Insurance Cover?

full coverage insurance accident

Full coverage car insurance suggests a combination of auto insurance coverage for your vehicle. Although typically not marketed as such, “full coverage” suggests a full level of protection that is appropriate for a new vehicle. At a minimum, it is insurance that covers you and your vehicle. With full or … Read more

What to Do in a Car Accident Involving a Police Car

accident with police car

Here’s how to handle an accident involving a police car. Dealing with the fall out of a car accident, whether it’s your fault or not, is stressful for anyone. If you’re in a car accident involving a police car? That amps up the stress quite a bit. Fortunately, much of … Read more

Is It Possible to Beat a Speeding Ticket?

speed limit sign

Don’t throw down the towel when you get a speeding ticket. Welcome to the world of speeding tickets! You might have thought you were immune to them, but suddenly a “blue light special” in your rearview mirror shockingly demonstrated otherwise. Tens of thousands of speeding tickets are issued every day … Read more

Low-Income Drivers Being Penalized by Auto Insurers

Chrysler minivan

Americans resoundingly reject non-driving factors in determining auto insurance rates. If you’re a low-income American, chances are you’re paying plenty more for auto insurance than other citizens even if you have a similar driving record and home address. Those are the findings of the Consumer Federation of America (CFA) based … Read more

The Average Cost of Hail Damage Repair

hail damage

Hail Damage and Your Car: What’s the Cost? A line of dark, foreboding clouds begins to appear on the horizon, signaling trouble ahead. You turn on your weather alert and your suspicions have been confirmed: strong winds are forecast with the possibility of isolated tornadoes. On top of that, damaging … Read more

What Does “No-Fault” Auto Insurance Mean?

no fault car insurance

  In the context of auto insurance, the term “no-fault” simply means that car insurance customers will each get compensated for their own damages after an accident by their own insurance companies, without regard to who may be at fault for the accident. No matter who caused it, each driver … Read more