You’re driving down the road, paying attention to your surroundings, and out of nowhere, a car clips your right rear fender. Somehow, you maintain control of the vehicle and manage to make your way off to the side of the road to assess the situation. Fortunately, everyone is okay, but … Read more
From toilet paper to a gallon of milk, it seems like just about everything got more expensive during the pandemic. Not car insurance, though; those prices actually fell for a while. Now that things are returning to normal, however, auto insurance agencies are introducing price hikes all over the place. … Read more
Guaranteed Asset Protection or GAP coverage involves the difference between what you owe on a vehicle and what your insurer pays out when it is a total loss. It is a type of coverage easily neglected, but something every single new vehicle owner should have. With GAP insurance in place, … Read more
Auto insurance deductibles play an important role in protecting your vehicle. That said, they are not always what they seem. This statement does not mean that such a deduction does not work as intended. Instead, there are factors present that determine whether the deductible is used or not and whether … Read more
Full coverage car insurance suggests a combination of auto insurance coverage for your vehicle. Although typically not marketed as such, “full coverage” suggests a full level of protection that is appropriate for a new vehicle. At a minimum, it is insurance that covers you and your vehicle. With full or … Read more
Here’s how to handle an accident involving a police car. Dealing with the fall out of a car accident, whether it’s your fault or not, is stressful for anyone. If you’re in a car accident involving a police car? That amps up the stress quite a bit. Fortunately, much of … Read more
Don’t throw down the towel when you get a speeding ticket. Welcome to the world of speeding tickets! You might have thought you were immune to them, but suddenly a “blue light special” in your rearview mirror shockingly demonstrated otherwise. Tens of thousands of speeding tickets are issued every day … Read more
One way to attract and retain talent is by including a company car in your employment offer. Even if used primarily for business purposes, personal use may be permitted, perhaps with some restrictions in place. However, before you hand the keys to a company car to an employee, there are … Read more
Americans resoundingly reject non-driving characteristics in determining auto insurance rates. If you’re a low-income American, chances are you’re paying plenty more for auto insurance than other citizens even if you have a similar driving record and home address. Those are the findings of the Consumer Federation of America (CFA) based … Read more
Hail Damage and Your Car: What’s the Cost? A line of dark, foreboding clouds begins to appear on the horizon, signaling trouble ahead. You turn on your weather alert and your suspicions have been confirmed: strong winds are forecast with the possibility of isolated tornadoes. On top of that, damaging … Read more
— This list is current as of May 7, 2014 — Crash test performance is important to consumers, providing a way for them to compare the safety performance of various models. The Insurance Institute for Highway Safety (IIHS) conducts crash tests for many of the vehicles you might consider and … Read more
Getting in a car accident is a hassle enough, but when your auto insurer fights you over its claim payout, it can be just like getting injured all over again. Claim Payout Dispute As a consumer, you have every right to question your claim payout, but you to exercise both … Read more
If you are looking for cheap car insurance, that quest will be easier to accomplish in some states than in others. Indeed, drivers in Louisiana can expect to pay the highest auto insurance rates in the nation while those in Maine pay the lowest on average. That is among the … Read more
In the context of auto insurance, the term “no-fault” simply means that car insurance customers will each get compensated for their own damages after an accident by their own insurance companies, without regard to who may be at fault for the accident. No matter who caused it, each driver is … Read more